Setld tracks every cent your mates owe, reads receipts with AI and settles the lot in one tap. No bank details, ever.
Your wallet balance, the people you pay most and any open requests, all on one screen.
People and groups live in one Chats tab. Requests and payments land right in the conversation, next to your messages.
Tap Pay and the money moves and that debt is settled, in one step. Face ID or your PIN keeps it yours.
Point your camera at the receipt. Setld reads every item and the total, then everyone ticks what they had.
Add a debt in two taps. Sarah owes you R 240 for the surfboard hire, and both of you can see it. No screenshots, no group-chat archaeology.
Learn moreYou owe Thabo, Thabo owes Lerato, Lerato owes you. Setld cancels the loop and leaves one payment standing.
Learn morePhotograph the bill. Setld itemises every line, assigns it to a face and totals per person, live, at the table.
Learn moreJoin the South Africans who’ve made awkward money conversations a thing of the past.
No bank details · Works with any South African phone number
